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Meeting
Minutes:
Friday, August 26, 2005
Volume 12; Issue 28
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Table of Contents
Committee Reports
Membership
Report
(Click here
to go to the Membership page)
Ken "Spanky" Moskowitz has
officially joined our group. Please give him a warm
welcome!
Social Report
(Click here to go to the Social Event page)
Dave Spiess is working on a group trip to Los
Angeles to view the King Tut exhibit.
Speaker Coordinator Report
(Click here to go to the Speaker Schedule)
Main Speaker
- 09/02/05 No
Meeting
- 09/09/05
Nick Mawrenko
- 09/16/05
Group Discussion - Business Succession
Spotlight Speaker
Treasurer Report
No report.
Leads Report
46-44, 46-31, 46-28, 16-31, 37-45, 17-25,
17-28, 23-34, 42-26, 32-34, 45-13, 45-14, 30-52, 21-34, 21-28,
06-34, 06-40, 47-28, 22-13, 04-52, 04-32, 40-03, 40-32, 25-02,
48-30, 48-21, 48-13.
This week's
leads focus...
Notable Mentions
Please remember there is NO MEETING
next Friday, September 2nd. Enjoy your holiday
weekend! As many of you know, Honorary Member
Bill Sharp passed away last week. There will be no
local memorial. His family is taking his ashes to
Oklahoma. We would like to get
our newest members into the brochure as soon as possible.
Please make sure to get your updates in to Stuart Schindler.
Our new board will take over after the
holiday. Today was Mark Dreher's last meeting at the
podium. He is proud of everything the group has
accomplished over the past term and fondly remembered some key
moments including the roast of George Booth and notable
prop-intense speeches by Joe Hesch and Joe Zingale.
He also made note of the 5 new members that joined giving
special acclamation to Gus Dekavallas who has become a one-man
marketing machine for MABE. Roman Okonowski and Althea
Bussert were thanked for their terms on the board and, thanks to
their experience on this board, for keeping the group grounded.
Business Spotlight
Joe Hesch was today's Spotlight.
Not to be outdone by his good buddy, Chris Curran, Joe brought
in his Annual reading list and favorite quotes.
Apparently it's true that opposites attract.
Business is good and rates are still strong.
There is still a lot of non-owner activity in the market with
negative cash flow hoping for appreciation. There are a
lot of high risk loans, interest-only and the like. Joe is
in no way endorsing any products. He is just stating
facts. There are a lot of products out there and available
and it is still quite easy to get financing. Another
current trend is cash-out refinancing to get rid of other debt.
People are sliding away from the 3 and 5 years ARMS and going
into 30-year fixed interest only vehicles. The first 10
years are interest only with the remaining 20 years fixed P&I at
rates around 6%. These can be good if you plan on being in
your home between 7 and 10 years. You can also pay the
principal during the first 10 years without penalty.
At this time prices are still rising but not
as fast as in recent months. Neither Joe nor Bob Becker
see the realty market crashing. But it will come down.
Buyers with 5 year notes coming due may struggle to make their
payments. But there is no doom and gloom predicted.
Main Speaker
Paul
Kavanaugh
Mountain Moving & Storage Co., Inc.
Paul Kavanaugh was born in Louisville,
Kentucky in 1954. After high school he went into the air
force. When he got out of the air force he bought his
first truck and hit the road. That was 21 years ago.
In 1980 he bought a house in Phoenix. In 1986 he got
married. He has two kids. His wife grew tired of his
constant traveling. She gave him an ultimatum...come home
and stay or come home and pack your bags. In 2001 he
stayed home, unpacked his bags and open Mountain Moving &
Storage. He started with 3 trucks and a mini storage unit.
He now has a large warehouse and a full fleet of trucks.
In 2003 they became military approved and agents for National
Van Lines.
Did you know a recent survey revealed that
moving is the 3rd most stressful event in a persons life next to
dealing with death and divorce? It can be difficult for a
person to choose a moving company here in Arizona. There
are no regulations. Local headlines showcase movers
scamming consumers and consumers trying to scam movers.
Because of these problems, a council was put together to create
laws for the industry. Paul was asked to sit on this
panel.
When you are in a situation where you have to
choose a mover, there are several questions you ask. You
should find out if they are affiliated with a major van lines.
The large van lines have standards that their affiliates must
adhere to. You should also make sure your mover carries
proper insurance including workman's compensation. If they
don't, you could be held liable for any injuries their employees
incur.
There are three types of long distance
estimates your could choose from. (1) You can get a
binding guaranteed price if you have a small bundle of items.
You pay no more and no less. (2) You can get a
not-to-exceed estimate. This is common if you plan on
having a yard sell to get rid of most of your things. If
your shipping weight ends up less than the estimate, you pay
less. (3) You can also get a straight bottom line
discount. The estimate is based on what the mover sees.
The final price can vary from 0-70%. Pay attention to the
bottom line price.
The average price to move a typical household
(about 10,000 pounds) across country is between $4500-5000.
But this price can vary depending on other factors such as how
much the movers do. Are they packing the items, unpacking
them? Are they paying to clean the house once it is empty?
And so on...
[membersonly/archives/former_members/kavanaugh.htm]
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