Meeting Minutes:
Friday, May 18, 2007
Volume 14; Issue 18

  

Table of Contents

Committee Reports

Membership Report
 (Click here to go to the Membership page)

Visit the Membership page for the correct membership process.  Note that the meeting with a prospective member is recommended but not necessary if the sponsor feels this might be intimidating.

Dave Spiess is working on a banker and Mark Howard has a hair salon owner he believes might join.

Social Report
 (Click here to go to the Social Event page)

Dave Spiess is hosting a wine tasting event at his house on Saturday, May 19th.  Directions are available on the Social Event page.

Speaker Coordinator Report
(Click here to go to the Speaker Schedule)

Next meeting's speaker:  Jana Greene

Currently we are scheduled to have a special business program every six meetings.  Some members suggested that these should occur more frequently.

Treasurer Report

The MABE board voted to raise dues $50 per quarter effective July 1, 2007.

Leads Report

09-21, 41-19, 15-13, 15-48, 18-50, 12-37, 12-18, 12-14, 30-41, 04-21, 03-41, 03-28, 03-06, 03-19, 52-32, 21-23, 21-32, 22-13, 22-45, 22-55.

This week's leads focus...

  • Roman Okonowski

  • John Passante

  • Phil Passante

    •

Notable Mentions

There will be no meeting next Friday due to the Memorial Day holiday.  We will also skip our July 6th meeting due to the Fourth of July holiday.

We are currently working on redesigning the MABE brochure. A sample "look" was passed around this morning.  Members are encouraged to provide input.

Question of the Day 

None.

Main Speaker 




Christine Brackman

Member since October 2014


MORTGAGES

Academy Mortgage
1750 E. Northrop Blvd. Ste. #230, Chandler, AZ 85286

Phone: : (480) 265-4894 • FAX: (480) 269-9046 
E-Mail: Christine.Brackman@AcademyMortgage.com • www.AcademyMortgage.com/ChristineBrackman

Academy Mortgage is a full service mortgage banker. Whether it's FHA, VA, Conventional, or Jumbo financing. Academy Mortgage has a loan to fit nearly every need. Financing is also available for those "less than perfect" borrowers who do not meet normal underwriting guidelines.

Joe Hesch has been a member of MABE going on 10 years.  He has been in the mortgage business since 1994.

Today he touched on credit scores, credit repair and pressing local housing issues.

Your Credit Scores <-Click here to view the handout.
This handout breaks down the 5 parts to your FICO credit scores and provides examples of how actions can affect your score and offers helpful tips.  Joe noted that scores will vary from agency to agency.

Joe also prepared a handout taken from Bankrate.com.  This link provides credit repair FAQs and answers the following questions:

  • Does consumer credit counseling pay off the balances?

  • Can I raise my credit score by closing inactive credit?

  • Should I subscribe to one of those $99 credit report services?

  • How can I work with my creditors to get the bills paid off?

  • Can I get lenders to remove charge-offs from my credit report?

  • Should I negotiate with a collection agency or the lender?

If you need help repairing your credit, Joe can refer you to someone that can help.

Finally, Joe touched on the more pressing local housing issues.  The attached handout, Economic and Market Watch Report - 1st Quarter, 2007 by ARMLS provides detailed information including local reports, trends, commentary, local forecast and economic monitor.
 

 

 
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