Leads & Introductions
The group presented leads and introductions and a few tales...Who knew Fred Vandervort was a felon!?!

Membership Update
Joe Burr of Kale's Collision will be joining us next week as our newest member.  Please extend a warm welcome.

Social Update
The holiday party will be at Melissa Matthews' home this year (4391 E Marshall Ct, Gilbert AZ 85297).  The date is Saturday, December 19th.  Don Ellis has generously offered to cater the event.  Today was the last day to sign up.

Question of the Day
A question on banking Fees...Since the banks have been bailed out, it seems like the lending to consumers has slowed or on what your needs are.

Feature Program - Phyllis Prater Christmas Special
Phyllis has been a jeweler for 40 years.  Before that she was a teacher.   She's always been on the cutting edge of her careers.   When she became a single parent she decided to shift to a family-friendly career and went to work at her parent's jewelry store.  She worked there 18 years, during which she experienced a nasty robbery.  The result was a bankruptcy and her parents lost everything.  Insurance is so important. 

She then opened a business in her home where she initially focused on insurance replacement.  Today she does about 20-25 quotes each week.  She has to be careful as some claims are not legitimate.  She loves the industry.  She has experienced all facets of the industry. 

She was set to retire with her husband and travel.  But at age 55 her nephew arrived on her door step in need of a home.  She adopted him.  She now works for her new son and is thrilled to do so.

Phyllis finished her speech today talking about the jewelry on display.  Open your wallets and get ready for Christmas!